Living Without Credit, Living on Borrowed Time

The world has changed

I wasn't too crash hot living in it then

Certainly don't know what to do now

Especially how to make zero-karma money

And how to save it

Or at least how to stretch it to meet my needs

I am not dumb

But clearly I am illiterate at modern life

How far can I carry on surviving

Completely dysfunctional and out of sync

How long will the joyride last

Before this boat will sink